TERMS OF SERVICE

1. About these Terms

• These Terms of Service form the contract between MyRacingPath Ltd (company number [COMPANY NUMBER], registered office at [REGISTERED ADDRESS]) and you, the person using our services.
• By creating an account or using MyRacingPath, you agree to these Terms. If you do not agree, do not use the service.
• You can contact us at support@myracingpath.com for any questions about these Terms.

2. Eligibility and account creation

• You must be at least 13 years old to create an account, or the relevant digital consent age in your country of residence (see our Parental Consent Policy for the country list).
• If you are between 13 and 17, your parent or legal guardian must also agree to these Terms on your behalf, and we may require verifiable parental consent for certain features.
• Users below the digital consent age cannot create an account directly. A parent or legal guardian must create the account on their behalf via our Parent Portal.
• You are responsible for keeping your account credentials secure and for all activity on your account. Notify us immediately of any unauthorised access.
• We may suspend or terminate accounts where users have provided false information, including misrepresenting their age.

3. Our service

MyRacingPath is a digital platform that helps drivers plan and develop their motorsport careers. Features include:

• Driver profiles and Skill Score assessments.
• AI-assisted career path recommendations (the “Racing Path”).
• Championship database and browsing.
• AI-powered coaching via our “Race Engineer” feature.
• Season planning tools.
• Session analysis and lap time data tools (Elite and Max tiers).
• Timing results import from supported third-party timing providers (Max tier).
• Academy learning content.
• Community features (where available).
• Parent Portal (for users under 18 and their guardians).

Features available to you depend on your subscription tier (Free, Pro, Elite, or Max). We may update, modify, or discontinue features. Where changes materially reduce service for paid subscribers, we will give reasonable advance notice and offer pro-rata refund or cancellation.

4. Subscriptions and payments

• We offer subscription tiers as described on our Pricing page, with both monthly and annual billing options.
• All prices are displayed inclusive of VAT. The total price, billing frequency, minimum commitment (if any), and renewal terms will be clearly shown before you confirm your subscription. The checkout button is labelled “Subscribe and pay” in accordance with Regulation 14 of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.
• Subscriptions renew automatically at the end of each billing period at the rate in effect at the time of renewal. We will send you a reminder email 5 working days before each annual renewal and before the end of any free trial period. You can cancel auto-renewal at any time through your account settings.
• You have a 14-day cooling-off period from the start of your subscription during which you may cancel for any reason and receive a full refund, unless you have (a) expressly agreed to immediate commencement of digital content and (b) acknowledged that doing so waives your 14-day right to cancel. We will ask you to confirm both at checkout.
• After the cooling-off period, you can cancel your subscription at any time. Cancellation takes effect at the end of your current billing period. You retain access until then. No partial refunds are issued for the current period except where we are at fault.
• We use Stripe to process payments. By subscribing you also agree to Stripe's terms.
• If a payment fails, we will retry in line with standard payment processor practice. Persistent non-payment may result in account suspension until payment is resolved.

5. Credit system

• Some features (such as the Race Engineer AI chat) use a credit system. Each subscription tier has daily credit allocations that reset every 24 hours.
• Unused daily credits do not carry over to the next day unless explicitly stated.
• You may purchase top-up credit packs. These are consumed before daily credit allocation and do not expire while your account is active.
• Top-up credits are non-refundable once purchased but remain usable for as long as your account is active.
• We may adjust credit costs and allocations with reasonable notice where operational costs change materially.

6. Use of AI features

• You must verify important decisions with appropriate qualified professionals.
• Under section 9(3) of the Copyright, Designs and Patents Act 1988, outputs generated by the Race Engineer in response to your prompts are owned by you. You grant us a non-exclusive, worldwide, royalty-free licence to store and display such outputs within your account.
• We do not use the content of your Race Engineer conversations, profile data, or any content you submit to train AI models. Our AI providers (Google Gemini paid tier, Anthropic Claude API) are contractually committed not to train on our data.
• The Race Engineer will identify itself as AI when you start a conversation. From 2 August 2026, this disclosure is also a legal requirement under Article 50 of the EU AI Act.
• For users under 18, additional safeguards apply to AI interactions: automated safety filtering, human review of flagged content, and parental access to conversation logs via the Parent Portal.

7. Acceptable use

You agree not to:

• Use the service for any illegal purpose or in breach of applicable laws.
• Harass, abuse, threaten, or harm other users.
• Post content that is illegal, defamatory, obscene, or infringes third-party rights.
• Attempt to gain unauthorised access to any part of the service.
• Use automated systems to access, scrape, or mine the service (except as permitted via official API).
• Impersonate any person or misrepresent your identity.
• Circumvent credit limits, age verification, or other security measures.
• Use the service in a way that damages, disables, or impairs it.
• Submit content that depicts, promotes, or facilitates harm to children.

Our full rules for community behaviour are set out in our Community Guidelines.

8. User content and licence

• You retain ownership of content you submit to MyRacingPath, including driver profile information, setup notes, written posts, and uploaded images.
• You grant us a non-exclusive, worldwide, royalty-free, sublicensable licence to store, display, distribute, and promote that content strictly to operate and provide the service to you and other users, and (with your explicit consent for any external use beyond your public profile) to market and promote MyRacingPath.
• Your public profile, if you choose to make one public, may be indexed by search engines. You can change your profile to private at any time.
• We do not use content from users under 18 for AI training, marketing, or promotional purposes without separate explicit parental consent.
• You are responsible for ensuring your content does not infringe third-party rights or violate applicable law.
• We may remove content that breaches these Terms or applicable law. We will notify you where possible.
• When you upload a session file containing data for multiple drivers, you confirm that you are a participant in that session and that you consent to all lap time and timing data in the file being stored and processed by MyRacingPath for the purposes of session analysis and comparison. Timing data from third-party results pages imported via the timing link feature is publicly available data fetched on your behalf.

9. Your statutory rights

Nothing in these Terms affects your statutory rights as a consumer under:

• Consumer Rights Act 2015 (digital content rights under sections 34 to 47, services rights under section 49).
• Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.
• Other applicable consumer protection legislation.

If our service does not meet the standards required by the Consumer Rights Act 2015, you may be entitled to repair or replacement of digital content that is not of satisfactory quality, a price reduction where repair or replacement is not possible, or a refund where we fail to repair or replace within a reasonable time.

10. Our liability

Nothing in these Terms limits or excludes our liability for:

• Death or personal injury caused by our negligence.
• Fraud or fraudulent misrepresentation.
• Breach of your statutory rights under the Consumer Rights Act 2015.
• Any other liability that cannot lawfully be excluded or limited.

Subject to the above, our total aggregate liability to you under or in connection with these Terms is limited to the greater of £100 or the subscription fees paid by you to us in the 12 months preceding the event giving rise to the liability.

We do not accept liability for career outcomes, race results, or other performance-related matters (we are a support tool only); for third-party services linked from our platform; or for decisions you make based on AI-generated content.

11. Termination

• You may delete your account at any time through your account settings.
• We may suspend or terminate your account where you materially breach these Terms or our Community Guidelines, fail to pay subscription fees, where we reasonably believe fraud or abuse is occurring, where we are legally required to do so, or where your continued use poses a safeguarding risk to others.
• Where we terminate for cause, we will notify you and explain the reason. Where we terminate without cause, we will give at least 30 days' notice and pro-rata refund any unused subscription.
• On termination, we will delete your personal data in accordance with our Privacy Policy, except where we are legally required to retain it.

12. Changes to these Terms

• We may update these Terms from time to time to reflect legal, operational, or commercial changes.
• We will notify you by email at least 30 days before any material change takes effect. Minor clarifications or changes required by law may take effect immediately with notice.
• If you do not accept a material change, you may cancel your subscription and receive a pro-rata refund.

13. Disputes and governing law

• These Terms are governed by the laws of England and Wales.
• The courts of England and Wales have non-exclusive jurisdiction over any disputes arising from these Terms.
• If you are a consumer resident in the European Union, you retain the benefit of mandatory consumer protection laws of the EU Member State in which you are resident and may bring proceedings in the courts of that Member State.
• We have an internal complaints process: contact support@myracingpath.com first. We aim to acknowledge complaints within 24 hours and respond substantively within 7 working days.

14. General

• If any provision of these Terms is found to be unenforceable, the rest of these Terms remain in effect.
• Our failure to enforce a provision is not a waiver of our right to enforce it later.
• You may not transfer your account or these Terms to another person without our written consent.
• We may assign these Terms to a successor entity (for example on sale of the business) without your consent.
• Nothing in these Terms creates a partnership, agency, or employment relationship between us.

15. Contact us

For any questions about these Terms, contact us at support@myracingpath.com or by post at [REGISTERED ADDRESS].